Mortgages

Please contact our Mortgage Center at (617) 629-4330 for current mortgage programs and rates, or to apply for a mortgage. Additional mortgage programs are available. Please contact us for additional options.

Rates effective as of


Additional Mortgage Loan Disclosures: The monthly payment shown includes principal and interest. Your actual monthly payment will be higher if an escrow/impound account is established or required. Your annual percentage rate (APR) will vary based on your final loan amount and finance charges. These rates are based on owner occupied 1-4 family properties for loan amounts over $100,000.00. Minimum down payment of 20% for single family properties. Private Mortgage Insurance required on all loans with down payments of less than 20%. Special information for all adjustable rate mortgages: The APR, interest rate, principal and interest payment are subject to change after the loan is closed. (One year constant maturity treasury security). Rates subject to change. Offer of credit is subject to credit approval.


Additional Mortgage Loan Disclosures: The monthly payment shown includes principal and interest. Your actual monthly payment will be higher if an escrow/impound account is established or required. Your annual percentage rate (APR) will vary based on your final loan amount and finance charges. These rates are based on owner occupied 1-4 family properties for loan amounts over $100,000.00. Minimum down payment of 5% for single family properties. Private Mortgage Insurance required on all loans with down payments of less than 20%. Special information for all adjustable rate mortgages: The APR, interest rate, principal and interest payment are subject to change after the loan is closed. (One year constant maturity treasury security). Rates subject to change. Offer of credit is subject to credit approval.


Rate is adjustable monthly. Equity Line payment is interest only for first 10 years, then becomes principal plus interest for the remaining 10 years. Primary Residence Owner Occupied 1-4 Family properties. Annual Percentage Rate (APR) based on the Wall Street Journal Prime Rate as published daily. Prime Rate as of 12/17/08 is 3.25% APR and is subject to change. Maximum APR is 18%. Offer of credit is subject to credit approval. Consult your tax advisor regarding tax deductibility of interest. Minimum line amount $10,000. Maximum $200,000.


These rates are available for borrowers who own no more than one investment property. Offer of credit is subject to credit approval. For other borrowers, please contact the Commercial Loan Department at 617-629-4268.

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Interest Rates, Annual Percentage Rates (APRs), and programs are effective as of the date shown above and are subject to change at any time without notice.

Central Bank's lending area includes New Hampshire and Massachusetts.

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