Please contact our Mortgage Center at (617) 629-4330 for current mortgage programs and rates, or to apply for a mortgage. Additional mortgage programs are available. Please contact us for additional options.
Rates effective as of
Additional Mortgage Loan Disclosures: The monthly payment shown includes principal and interest. Your actual monthly payment will be higher if an escrow/impound account is established or required. Your annual percentage rate (APR) will vary based on your final loan amount and finance charges. These rates are based on owner occupied 1-4 family properties for loan amounts over $100,000.00. Minimum down payment of 5% for single family properties. Private Mortgage Insurance required on all loans with down payments of less than 20%. Rates subject to change. Offer of credit is subject to credit approval.
Additional Mortgage Loan Disclosures: The monthly payment shown includes principal and interest. Your annual percentage rate (APR) will vary based on your final loan amount and finance charges. These rates are based on owner occupied 1-4 family properties for loan amounts over $100,000.00. Minimum down payment of 5% for single family properties. Private Mortgage Insurance required on all loans with down payments of less than 20%. Rates subject to change. Offer of credit is subject to credit approval.
* base loan rate and base monthly payment
** monthly payment based on fully indexed rate
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Rate is adjustable monthly. Equity Line payment is interest only for first 10 years, then becomes principal plus interest for the remaining 10 years. Primary Residence Owner Occupied 1-4 Family properties. Annual Percentage Rate (APR) based on the Wall Street Journal Prime Rate as published daily. Prime Rate as of 01/31/12 is 3.25% APR and is subject to change. Property insurance may be required. Maximum APR is 18%. Offer of credit is subject to credit approval. Fess may apply for stop payments ($25.00 per item), insufficent funds ($25.00 per item) and for non-conforming checks (checks drawn for less than minimum draw amount) ($25.00 per item). Consult your tax advisor regarding tax deductibility of interest. Minimum line amount $10,000. Maximum $200,000.
Interest Rates, Annual Percentage Rates (APRs), and programs are effective as of the date shown above and are subject to change
at any time without notice.
Central Bank's lending area includes all cities and towns in Eastern Massachusetts, including Eastern Worcester County.
Click here for Important Information About Procedures For Opening A New Account.
Central Bank’s National Mortgage Licensing System (NMLS) ID # is 465868.









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