Checking Accounts
Central Bank offers checking accounts designed to meet your personal banking needs.
Free Checking
Free Checking doesn't get any simpler than this. Our Free Checking account offers these great features:
- No minimum balance
- No monthly maintenance fee
- No per check charge
- Unlimited check writing
- ATM or Debit MasterCard® available
- Free companion savings account available
- Free Online Banking with Bill Pay available
- No fee debit purchases
If you use an automated teller machine that is not operated by us, you may be charged a fee
by the operator of the machine and/or by an automated transfer network.
Varsity Checking
- No minimum balance
- No monthly maintenance fee
- No per check charge
- Unlimited check writing
- ATM or Debit MasterCard® available
- Free "Special" checks
- Free companion savings account available
- No fee ATM access
- No fee debit purchases
Primary account holder must be at least 14 years of age. Parent or legal guardian must be a joint owner on the account. Account converts to Free Checking at age 19. If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
Campus Checking
- No minimum balance
- No monthly maintenance fee
- No per check charge
- Unlimited check writing
- ATM or Debit MasterCard® available
- Free companion savings account available
- Free Online Banking and BillPay
- No fee ATM access
- No fee debit purchases
- No fee incoming wire transfers
Primary account holder must be at least 17 years of age. Parent or legal guardian must be a joint owner on the account if the primary account holder is under 18 years of age. If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
Central Checking Account
- No minimum balance
- $10.00 monthly maintenance fee waived with direct deposit*
- No per check charge
- Unlimited check writing
- ATM or Debit MasterCard® available
- Free companion savings account available
- Free Online Banking and BillPay
- Five free non-Central Bank ATM transactions per statement cycle
- No fee debit purchases
*Customers 65 years of age or older, or 18 years of age or younger, may request an exemption from these maintenance fees. If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
Central Preferred Checking Account
- $20.00 monthly maintenance fee waived with a $5,000 combined daily balance and a direct deposit at least once during your statement cycle*
- No per check charge
- Unlimited check writing
- ATM or Debit MasterCard® available
- Free "Special" checks
- Free companion savings account available
- Free Online Banking and BillPay
- No fee ATM access
- No fee debit purchases
*Customers 65 years of age or older, or 18 years of age or younger, may request an exemption from these maintenance fees. If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
Central Premium Money Market Account
- $20.00 monthly maintenance fee waived with a $10,000 daily balance
- No per check charge
- ATM Card available
If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network. Preauthorized or automatic transfers are limited to no more than six per statement cycle, or which no more than three may be by check, draft, debit card, or similar order made to third parties.
Ideal Money Market Account
- $5.00 monthly maintenance fee waived with a $500 daily balance
- No per check charge
- ATM Card available
If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network. Preauthorized or automatic transfers are limited to no more than six per statement cycle, or which no more than three may be by check, draft, debit card, or similar order made to third parties.
Click here for Important Information About Procedures For Opening A New Account.
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